Pawn Loans In South Florida

If you are in immediate financial need – and require a no-credit pawn loan – also known as a collateral loan, we welcome you to consider Crowned & Co. Our collateral lending department has been offering pawn loans in the South Florida region for nearly a decade. We offer one of the area’s lowest interest rates, precicely 10%. We are proud to provide immediate financial assistance to anyone looking for a collateralized pawn loan.

With a decade of experience, we understand why you might need to get a pawn loan.Pawn loans can provide an immediate solution to financial emergencies for individuals facing diverse circumstances. Here are a few situations and reasons why someone might need to secure a pawn loan from a local pawn shop.

  1. Urgent Financial Need: The most common reason to seek a pawn loan is to meet an immediate financial need. This can be anything from unexpected medical bills, urgent home or car repairs, or other sudden expenses that weren’t factored into the monthly budget. A pawn loan provides a quick, hassle-free way to access cash without the lengthy process associated with traditional bank loans.
  2. Bad Credit or No Credit: Individuals with poor credit scores or no credit history often face difficulties when applying for loans from traditional banks or credit unions. Pawn shops, on the other hand, do not require a credit check since the loan is secured against a tangible asset. Hence, a pawn loan may be the only viable option for those unable to access mainstream credit facilities.
  3. Privacy and Anonymity: Some individuals may prefer pawn loans due to their privacy and anonymity. Since pawn shops do not require personal financial information or employment verification, they offer a more discreet lending service compared to banks or online lenders.
  4. Avoiding Long-term Debt: Unlike most other loans, pawn loans have a relatively short-term repayment period, usually 30 to 90 days, preventing the accumulation of long-term debt. Individuals who are confident of their ability to repay the loan quickly may choose this route to avoid the interest and fees that accumulate over long repayment periods.
  5. Maintain Ownership of Valuables: When someone is in need of immediate funds, selling valuable items could be an option. However, people often have emotional attachments to their possessions and may not want to permanently part with them. Pawn loans offer a way to leverage these assets for cash while providing the opportunity to reclaim the items after repaying the loan.
  6. Unemployment or Underemployment: Those who are unemployed or underemployed and in need of cash may not be able to get a loan from traditional lenders, but can use a pawn shop to secure a loan using their valuable items as collateral.
  7. Freelancers and Gig Economy Workers: For workers with irregular income streams, such as freelancers and gig economy workers, unexpected financial demands can be challenging. Pawn loans can provide the needed financial buffer during lean periods, allowing these individuals to continue their work without undue stress.

What is a Pawn / Collateralized Loan?

A pawn loan is a unique type of lending agreement that offers a simple, quick, and hassle-free way to borrow money. The process is straightforward and doesn’t require a credit check or employment verification.

What is a Pawn Loan?

A pawn loan is a short-term loan where a customer pledges an item of value as collateral to borrow money. The loan amount is determined by the value of the item. Unlike traditional bank loans, it does not involve credit checks or lengthy application processes.

How Does it Work?

The process of getting a pawn loan with Crowned and Co involves a few straightforward steps:

  1. Item Evaluation: Bring an item of value to one of our South Florida locations. We focus specifically on precious metal items like gold, silver, and platinum – as well as luxury watches from brands such as Patek Philippe, Rolex, and Audemars Piguet. The pawnbroker will assess your item based on its condition and market value.
  2. Loan Offer: Based on the item’s assessed value, we will offer you a loan amount. At our shop, this typically is up to 50% of your item’s resale value.
  3. Acceptance and Agreement: If you accept the loan offer, we will detail the terms of the loan, including the interest rate and repayment period. Our rates are the lowest in the industry at 10%, which is significantly lower than other pawn shops that charge 25%.
  4. Receive Cash: Once you agree to the terms and sign the agreement, you’ll receive the cash immediately.
  5. Repayment and Redemption: You repay the loan plus interest by the agreed-upon deadline, typically within 30 to 90 days. Once repaid, your item is returned to you.
  6. Failure to Repay: If you can’t repay the loan within the agreed time, the pawn shop can sell your item to recover the loan amount.

Why Choose a Pawn Loan Over a Traditional Bank Loan?

  1. Ease and Speed: Unlike bank loans, pawn loans don’t require a lengthy application process or approval waiting time. You can walk in with your item and walk out with cash within the same visit.
  2. No Credit Check: Your credit score doesn’t impact your ability to get a pawn loan since the loan is secured against your item, not your creditworthiness.
  3. No Consequence for Default: If you can’t repay a pawn loan, the pawn shop simply sells your item. This doesn’t impact your credit score, unlike defaulting on bank loans which can lead to severe credit damage.
  4. Lower Interest Rates: With our pawn shop offering interest rates as low as 10%, you’ll pay less compared to other pawn shops charging as high as 25%. This means you save more money on the loan repayment.
  5. Retain Ownership: If you repay the loan within the agreed time, you get your item back. It’s a way to use your valuable items without having to sell them.

What Items Get The Best Valuation?

Pawn loans provide a quick, accessible source of cash by leveraging personal items of value as collateral. In particular, items like gold, silver, jewelry, precious metals, and luxury watches are widely accepted at pawn shops due to their enduring value and high liquidity. They represent some of the best assets to use when seeking a pawn loan.

Gold: Gold, whether in the form of jewelry, bullion, or coins, is always in high demand. This precious metal’s timeless allure and inherent value make it an ideal choice for securing a pawn loan. Whether you have a gold wedding band, a gold necklace, or a stash of gold coins, you can use these items to secure a pawn loan. Interested in leveraging your gold for immediate cash? Visit one of our South Florida locations today.

Silver: Silver items, like gold, hold significant value. They can range from jewelry to silverware to coins. Their worth is usually based on weight and purity, and they are a secure and reliable collateral for a pawn loan. If you’re looking to utilize your silver items for a pawn loan, don’t hesitate to bring them to one of our shops in South Florida.

Jewelry: Jewelry of various kinds, especially those made from precious metals or featuring gemstones, is a popular choice for pawn loans. This category includes gold or silver jewelry, diamond rings, pearl necklaces, and more. The loan value depends on factors such as material, craftsmanship, brand, and the current market value of any gemstones. Have jewelry you’d like to pawn? Come to our South Florida locations for a valuation.

Precious Metals: Beyond gold and silver, other precious metals like platinum and palladium are also valuable commodities. Items made from these metals, such as jewelry or collectible coins, can be used as collateral for a pawn loan. If you own precious metal items and are in need of immediate cash, we encourage you to visit us in South Florida.

Luxury Watches: High-end luxury watches from renowned brands like Rolex, Cartier, Omega, or Patek Philippe hold significant value and are highly sought after. These watches can fetch high loan amounts based on their brand, model, condition, and market demand. If you own a luxury timepiece and need a pawn loan, our pawn shops in South Florida would be the perfect place to start.

High-Value Name Brand Jewelry: Designer jewelry brands such as Tiffany & Co., Cartier, Harry Winston, and others maintain a high resale value due to their reputation for quality, craftsmanship, and design. These items can be an excellent choice for obtaining a substantial pawn loan. If you own designer brand jewelry and are considering a pawn loan, we welcome you to visit one of our locations in South Florida.

Why Work With Crowned & Co?

Crowned & Co has been serving the South Florida community for a decade, delivering reliable and customer-focused pawn services. Our strong commitment to excellence sets us apart from other local pawn shops. Here’s why you should choose Crowned & Co.

1. Lower Interest Rates: Crowned & Co offers the lowest interest rates in the industry at 10%. This is significantly lower than the industry average of 25%. This difference in rates can have a significant impact on the cost of your loan, making it more affordable and easier to repay. Lower interest rates mean you can borrow more for less, providing you with better value for your items.

2. Transparency: We operate on a foundation of complete transparency with our customers. From the moment you walk into our store, we ensure all aspects of the pawn loan process are clearly explained, including the terms of the loan, the valuation of your item, and the repayment schedule. We want our customers to feel confident and informed about the decisions they’re making, and we believe that full disclosure fosters a more trustworthy, respectful, and successful relationship.

3. Collaboration with Law Enforcement: Our operations are fully compliant with all local and state regulations. We maintain an open relationship with law enforcement agencies to ensure that our operations are above board. This not only provides reassurance to our customers but also contributes to the overall security and safety of our local community.

4. A Decade of Service: For over ten years, Crowned & Co has been proudly serving the South Florida community. Our longevity in the business speaks volumes about our commitment to providing exceptional service and our understanding of our customers’ needs. This track record of service reflects our trustworthiness and reliability, making us the go-to pawn shop in the region.

5. Expert Valuations: We pride ourselves on providing accurate, fair market valuations of your items. Our expert staff stay updated on market trends and use the latest tools and techniques to assess the value of your assets. This means you can trust that you are getting a fair loan amount for your valuable items.

6. Customer Service: Crowned & Co is dedicated to providing outstanding customer service. Our knowledgeable and friendly staff are always available to answer questions, provide advice, or help you through the pawn loan process. We strive to create a welcoming, respectful, and helpful environment for all our customers, making your experience as positive and stress-free as possible.

7. Confidentiality: We respect our clients’ privacy and handle all transactions with the utmost confidentiality. Our discretion ensures your financial matters are kept private, providing you with a safe, secure way to secure the funds you need.

8. Community Engagement: As a local business, we’re deeply invested in our South Florida community. We contribute to local initiatives and charities, demonstrating our commitment not just to our customers, but to the wellbeing of the broader community as well.

Some Things You May Not Know About Pawn Loans

Quite often Pawn Loans are associated with negativity – meaning that you only go to get a Pawn when you are in distress. However, Pawn loans can be utilized for other financial needs as well – and some of the features of a Pawn may surprise you:

1. You can pawn multiple things at once: You can leverage the resale value of multiple items at once to increase the total value of your pawn. Our team can put together an offer on multiple items and increase the total amount of cash that we can provide you on your pawn.

2. You can take a pawn loan for any reasons: Pawn loans can be used for any reason, and can be extended for any amount of time. I.e. you can take a pawn loan as a bridge loan for a business – or an investment line for home improvements. Pawn loans don’t just have to be used during emergency situations.

3. Pawn loans do not show up on any historical data sheet in your financial report: Unlike traditional loans – a pawn loan will never show up in any historical financial data. Our transactions are discreet and highly sensitive. The only time we release any information is for a police investigation with an appropriate warranty.

Our Locations

Davie Florida

5524 S State Road 7

Ft. Lauderdale, FL 33314

Boca Raton Florida

2260 N Dixie Highway

Boca Raton, FL 33431

We Are Ready To Serve You

At Crowned & Co, we appreciate the value of luxury and the profound stories that each personal item carries with it. We understand the journeys that bring you to us may not always be easy. That’s why we’re here, ready to provide financial solutions with empathy and respect for your situation. Whether you’re facing an unexpected expense, funding a business venture, or simply in need of immediate cash, we are here to help with our exceptional pawn loan services.

Offering loans as low as 10%, significantly lower than the industry average, we’ve positioned ourselves to be your go-to solution in challenging times. Our promise is to make the process transparent, straightforward, and swift, so you can get the cash you need when you need it.

Our deep-rooted expertise in gold, precious metals, luxury watches, and high-value name-brand jewelry items means we’re uniquely qualified to evaluate and appreciate your assets’ real worth. As respected professionals in the industry, we believe that every item has a story to tell, and we take the utmost care in handling these treasures during the loan process.

Our dedicated team is always available to answer your questions and walk you through the pawn loan process. We believe that understanding is key to a successful transaction and we’re committed to ensuring you’re comfortable every step of the way.

At Crowned & Co, we do more than just offer pawn loans. We build lasting relationships with our clients. Having served the South Florida community for over a decade, we understand the local needs and are committed to offering services that make a difference in our customers’ lives.

We recognize the weight that comes with pawning personal luxury items. Your trust in us is not taken lightly. That’s why our services are backed by complete transparency and collaboration with law enforcement, ensuring your precious items are safe and secure.

Our goal is to help you navigate through tough financial times while ensuring you maintain ownership of your treasured items. We understand that parting with your luxury items, even temporarily, can be emotional. We treat this process with the care and respect it deserves, making it as comfortable and dignified as possible.

Moreover, Crowned & Co is more than just a pawn shop. We are an integral part of the South Florida community. We believe in giving back and contributing to the local economy, and we consider our customers to be part of our extended family.

Embark on a partnership with Crowned & Co and experience the difference we bring to the pawn loan industry. Allow us to be part of your journey in navigating financial challenges. We stand ready to provide a solution that fits your needs, respects your unique situation, and empowers you with financial flexibility.

Experience the Crowned & Co difference – where your financial needs meet our dedication, expertise, and empathy. Contact us today, and let’s discuss how we can assist you in turning your valuable items into immediate cash, while ensuring the process is smooth, respectful, and advantageous for you. At Crowned & Co, we’re more than just a pawn shop – we’re your partner in making financial ends meet when you need it most.


Phone: 1-866-395-7102